Terms of Service
Last updated: February 2026
1. About Us
Manchester Development Finance is a trading name of Construction Capital Ltd, a development finance brokerage operating across Greater Manchester and the wider United Kingdom. These Terms of Service govern your use of the website manchesterdevelopmentfinance.com and any services provided by us.
2. Services
We act as an intermediary between property developers and specialist lenders. We do not lend money directly. Our role is to assess your development finance requirements, identify suitable lenders from our panel, and facilitate the application process. All lending decisions are made by the lenders themselves.
3. No Financial Advice
The information provided on this website and through our services does not constitute financial advice. All content, including calculator outputs, indicative rates, and market commentary, is for informational purposes only. We recommend you seek independent financial advice before entering into any financial commitment. Development finance is a specialist product and may not be suitable for all borrowers.
4. Calculator Disclaimer
The loan calculator on this website provides indicative estimates only. Actual terms, rates, and loan amounts will depend on individual circumstances, scheme specifics, lender criteria, and market conditions at the time of application. Calculator results should not be relied upon as a guarantee of funding availability or terms.
5. Fees
Our brokerage fees will be clearly disclosed and agreed in writing before we submit any application on your behalf. Typical arrangement fees range from 1-2% of the loan amount. Additional third-party fees (valuation, legal, monitoring) may apply and will be outlined in any terms sheet or offer document provided by the lender.
6. Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of Construction Capital Ltd and is protected by copyright law. You may not reproduce, distribute, or use any content from this website without our prior written consent.
7. Limitation of Liability
While we take reasonable care to ensure the accuracy of information on this website, we accept no liability for any loss or damage arising from your use of this website or reliance on information provided. Property development carries inherent risks and past performance of any scheme or market does not guarantee future results.
8. Third-Party Links
This website may contain links to third-party websites, including lender websites, regulatory bodies, and partner organisations. We are not responsible for the content or privacy practices of these external sites.
9. Professional Indemnity
Construction Capital Ltd maintains professional indemnity insurance to protect our clients in the unlikely event of professional negligence. Details of our insurance cover are available upon request.
10. Governing Law
These Terms of Service are governed by the laws of England and Wales. Any disputes arising from your use of this website or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Contact
If you have any questions about these Terms of Service, please contact us at info@manchesterdevelopmentfinance.com.