Privacy Policy

1. Introduction

Manchester Development Finance ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website manchesterdevelopmentfinance.com and use our services. Manchester Development Finance is a trading name of Construction Capital Ltd.

2. Information We Collect

We may collect the following types of personal information:

• Contact Information: Name, email address, telephone number, postal address
• Project Information: Development details, loan requirements, property locations, scheme types
• Financial Information: Loan amounts sought, property values, development costs
• Technical Data: IP address, browser type, device information, pages visited, time spent on site
• Cookie Data: Information collected through cookies and similar tracking technologies

3. How We Use Your Information

We use your personal information to:

• Respond to your enquiries and provide development finance services
• Match your requirements with appropriate lenders from our panel
• Process your application and facilitate the lending process
• Send you relevant market updates and service information (with your consent)
• Improve our website and services
• Comply with legal and regulatory obligations

4. Legal Basis for Processing

Under the UK General Data Protection Regulation (UK GDPR), we process your personal data on the following bases: consent (where you have provided it), contractual necessity (to provide our services), legitimate interests (to improve our services and market our business), and legal obligation (to comply with regulatory requirements).

5. Data Sharing

We may share your information with: lenders and financial institutions on our panel (with your explicit consent), professional advisors (solicitors, valuers) involved in your application, our CRM and technology providers who process data on our behalf, and regulatory bodies where required by law. We will never sell your personal data to third parties.

6. Cookies

Our website uses cookies to improve your experience. Essential cookies are necessary for the website to function. Analytics cookies (Google Analytics 4) help us understand how visitors use our site. You can manage your cookie preferences through the cookie consent banner displayed when you first visit our site.

7. Data Retention

We retain your personal data for as long as necessary to fulfil the purposes for which it was collected, typically for 6 years after our last interaction in line with financial services regulatory requirements. You may request deletion of your data at any time.

8. Your Rights

Under the UK GDPR, you have the right to:

• Access your personal data
• Rectify inaccurate personal data
• Request erasure of your personal data
• Restrict processing of your personal data
• Data portability
• Object to processing of your personal data
• Withdraw consent at any time

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data protection rights, please contact us at info@manchesterdevelopmentfinance.com.

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you believe your data protection rights have been violated.