Manchester Development Loan Calculator
Use our manchester development finance calculator to get an instant estimate for your property project. Adjust the sliders to match your scheme and see indicative funding terms in real time. Default values reflect typical Greater Manchester development metrics.
£2,000,000
£1,500,000
£800,000
£500,000
18 months
Your Estimate
Based on Manchester market averages
Indicative figures only. Actual terms depend on scheme specifics and lender criteria.
Understanding Your Manchester Development Finance Estimate
The development loan calculator manchester developers rely on above provides indicative figures based on standard Manchester development finance parameters. Actual terms will depend on your specific scheme, track record, location within Greater Manchester, and the lender selected from our panel of 50+ specialist development lenders.
Loan to Value (LTV)
LTV measures the loan amount as a percentage of the completed property value (GDV). Most Manchester development finance lenders cap LTV at 60-65% of GDV, though this varies by scheme type and location. Prime locations like Ancoats and Salford Quays may attract higher LTV ratios.
Loan to Cost (LTC)
LTC measures the loan as a percentage of total development costs. Senior development finance typically covers up to 70% LTC, with stretch senior facilities reaching 85% and mezzanine finance taking total funding to 90% of costs.
GDV Calculator Manchester Development
Gross Development Value (GDV) is the estimated total value of your completed scheme. Our gdv calculator manchester development tool helps you model this key metric. Most lenders require a minimum 20% profit on cost for residential schemes. Higher-risk projects or those in emerging areas like Victoria North may require 25%+.
Interest Rates
Manchester development finance rates currently range from 7.5% to 12% per annum. Rates depend on LTV, borrower experience, scheme location, and lender appetite. Our established relationships across the Greater Manchester lending panel help us secure the most competitive rates.
Need a Personalised Quote?
This manchester development finance calculator provides estimates only. For a detailed, personalised quote tailored to your specific Manchester development project, get in touch with our team. We'll review your scheme, match you with the most suitable lenders from our panel, and provide indicative terms within 48 hours. You can also learn more about our step-by-step process or explore conversion finance if your project involves commercial-to-residential conversion.
Ready for Accurate Manchester Funding Terms?
Get a personalised development finance quote for your Greater Manchester project. Our specialists will provide detailed terms within 48 hours.